:root{
  --ink:#18363a;--muted:#5c7174;--paper:#fbfdfc;--soft:#eef7f5;--line:#d9e6e3;
  --accent:#0d7f77;--accent2:#d88243;--deep:#102d31;--white:#fff;--max:1180px;
  --radius:18px;--shadow:0 16px 44px rgba(16,45,49,.09)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);
font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
a{color:var(--accent);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{text-decoration-thickness:2px}
img{max-width:100%}.wrap{width:min(var(--max),calc(100% - 32px));margin:auto}
.skip{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px;z-index:999}.skip:focus{left:8px}
.topnote{background:var(--deep);color:#dfeeed;text-align:center;font-size:.85rem;padding:7px 12px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(251,253,252,.95);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.navbar{display:flex;align-items:center;gap:22px;min-height:70px}.brand{display:flex;align-items:center;gap:10px;color:var(--deep);text-decoration:none;font-weight:850;letter-spacing:-.02em}
.mark{width:34px;height:34px;border-radius:11px;background:linear-gradient(135deg,var(--accent),#56b6a9);display:grid;place-items:center;color:#fff;font-weight:900}
nav{display:flex;gap:18px;margin-left:auto}nav a{text-decoration:none;color:var(--ink);font-weight:650;font-size:.94rem}
.header-cta{margin-left:8px}.button{display:inline-flex;align-items:center;justify-content:center;gap:7px;border-radius:999px;padding:12px 18px;background:var(--accent);color:#fff!important;text-decoration:none;font-weight:800;border:0;box-shadow:0 8px 24px rgba(13,127,119,.18)}
.button:hover{transform:translateY(-1px)}.button.secondary{background:#fff;color:var(--deep)!important;border:1px solid var(--line);box-shadow:none}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:10px;padding:9px}
.hero{padding:74px 0 48px;background:
radial-gradient(circle at 82% 18%,rgba(216,130,67,.18),transparent 26%),
linear-gradient(180deg,#f3fbf9 0%,var(--paper) 100%)}
.hero-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:50px;align-items:center}
.eyebrow{display:block;color:var(--accent);font-weight:850;text-transform:uppercase;letter-spacing:.12em;font-size:.74rem}
h1,h2,h3{color:var(--deep);line-height:1.15;letter-spacing:-.03em}h1{font-size:clamp(2.45rem,5.4vw,5rem);margin:.18em 0}.article h1{font-size:clamp(2.1rem,4vw,3.7rem)}
h2{font-size:clamp(1.45rem,2.5vw,2.15rem);margin-top:2.1em}h3{font-size:1.2rem}.lede{font-size:1.18rem;color:var(--muted);max-width:760px}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:28px;box-shadow:var(--shadow)}
.hero-card .meter{height:10px;border-radius:99px;background:linear-gradient(90deg,var(--accent) 70%,var(--line) 70%);margin:10px 0 22px}
.hero-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.disclosure{font-size:.8rem;color:var(--muted);margin-top:12px}
.section{padding:54px 0}.section.alt{background:var(--soft)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 9px 24px rgba(16,45,49,.04)}
.card h3{margin-top:0}.card p{color:var(--muted)}.card a.stretched{font-weight:800;text-decoration:none}
.article-shell{display:grid;grid-template-columns:minmax(0,760px) 300px;gap:48px;padding:42px 0 70px}.breadcrumbs{font-size:.84rem;color:var(--muted);margin-bottom:26px}.breadcrumbs a{color:var(--muted)}
.meta{font-size:.86rem;color:var(--muted);display:flex;gap:12px;flex-wrap:wrap;margin:12px 0 28px}.quick{background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin:28px 0}.quick h2{font-size:1.1rem;margin:0 0 10px}.quick ul{margin:0;padding-left:20px}
.article p,.article li{font-size:1.02rem}.article h2{scroll-margin-top:90px}.article blockquote{border-left:4px solid var(--accent);margin:26px 0;padding:5px 0 5px 20px;color:var(--muted)}
.sidebar{position:relative}.sticky{position:sticky;top:96px}.affiliate-card{background:var(--deep);color:#e8f5f3;border-radius:22px;padding:26px;margin:34px 0;box-shadow:var(--shadow)}.affiliate-card h2{color:white;font-size:1.5rem;margin:.3em 0}.affiliate-card p{color:#c5d9d7}.affiliate-card small{display:block;color:#b8cdca;margin-top:12px;line-height:1.45}.affiliate-card .eyebrow{color:#7ad3c8}.affiliate-card.compact{margin:0}.affiliate-card.compact h2{font-size:1.25rem}
.related{border-top:1px solid var(--line);margin-top:46px;padding-top:28px}.related-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.related a{display:block;padding:16px;background:#fff;border:1px solid var(--line);border-radius:14px;text-decoration:none;font-weight:750}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:16px;margin:20px 0}table{width:100%;border-collapse:collapse;background:#fff;min-width:680px}th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}thead th{background:var(--soft);font-size:.82rem;text-transform:uppercase;letter-spacing:.04em}.source-note{font-size:.82rem!important;color:var(--muted)}
.hub-head{padding:58px 0 26px}.footer{background:var(--deep);color:#c8d9d7;padding:42px 0 90px}.footer-grid{display:grid;grid-template-columns:1.3fr .7fr .7fr;gap:30px}.footer a{color:#e7f4f2}.footer h3{color:#fff;margin-top:0}.footer small{color:#9fb8b5}
.mobile-aff{display:none;position:fixed;z-index:70;left:12px;right:12px;bottom:12px}.mobile-aff a{width:100%}
.notice{background:#fff8ec;border:1px solid #ecd5b5;border-radius:14px;padding:18px;color:#654829}
@media(max-width:900px){
  nav,.header-cta{display:none}.menu-btn{display:block}.navbar.open nav{display:flex;position:absolute;left:16px;right:16px;top:66px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;flex-direction:column;box-shadow:var(--shadow)}
  .hero-grid,.article-shell,.footer-grid{grid-template-columns:1fr}.hero{padding-top:48px}.cards{grid-template-columns:1fr 1fr}.sidebar{display:none}.mobile-aff{display:block}
}
@media(max-width:620px){.cards,.related-grid{grid-template-columns:1fr}.wrap{width:min(var(--max),calc(100% - 22px))}.brand span:last-child{font-size:.92rem}.hero{padding-top:36px}.topnote{font-size:.74rem}}